Quick glossary (simple explanations)

These terms appear in tax forms and pay slips. This is a simple explanation for newcomers.

Tax withheld

Money your employer already took from your paycheque and sent to the CRA. It counts toward what you owe. If too much was withheld, you may get a refund.

RRSP contributions

Money you put into an RRSP (Registered Retirement Savings Plan). In many cases, RRSP contributions can reduce your taxable income (rules apply).

Tuition (T2202)

Tuition paid to a school. Students may receive a tuition slip (often called T2202). Tuition amounts can help reduce taxes in some situations.

Moving expenses

Costs related to moving for work or school (eligibility rules apply). Some people can claim part of these expenses, depending on the reason for the move.

Taxes step-by-step

This guided wizard helps you understand the basics of filing taxes in Canada. It includes a simple learning estimate (not an official tax calculation).

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Important: Tax rules can be complex and depend on your situation. For real filing, use CRA-certified software or a tax clinic.

Preparation checklist

Check these items before you start.

I have my SIN (Social Insurance Number)

I have my current Canadian address

I have my income info (example: T4 slip)

I understand there is a yearly deadline (typically April)

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Income (learning)

Enter simple numbers to understand the idea. Not an official calculator.

Tax year

Usually you file for the previous year.

Employment income (from T4)

Example: 32000

Other income (optional)

Tax withheld

Often shown on a T4.

Total income (demo): $0

Deductions (learning)

Optional inputs that can reduce taxable income (rules apply).

RRSP contributions (optional)

Tuition (optional)

Moving expenses (optional)

Taxable income estimate: $0

Demo tax rate used: 5%

Estimated tax payable: $0

Tax withheld: $0

Estimated result: $0 (break-even)

Learning estimate only. Real tax calculations use brackets, credits, and rules.

Choose a filing method

Pick the simplest option for your situation.

Filing method

CRA account

A CRA account helps you check your results later.

Official links (CRA)

Review & finish

Final checks before you file.

I reviewed my info (names, SIN, income values)

I will save a copy of my tax return

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